{"id":2756,"date":"2026-01-07T22:36:03","date_gmt":"2026-01-07T22:36:03","guid":{"rendered":"https:\/\/fincmo.com\/hbl_staging\/?page_id=2756"},"modified":"2026-01-07T22:47:41","modified_gmt":"2026-01-07T22:47:41","slug":"brokers-services","status":"publish","type":"page","link":"https:\/\/fincmo.com\/hbl_staging\/brokers-services\/","title":{"rendered":"Brokers Services"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2756\" class=\"elementor elementor-2756\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a22c4bf e-flex e-con-boxed e-con e-parent\" data-id=\"a22c4bf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b4abd54 e-con-full e-flex e-con e-child\" data-id=\"b4abd54\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-438bfca e-con-full e-flex e-con e-child\" data-id=\"438bfca\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68ed113 elementor-widget elementor-widget-elementskit-heading\" data-id=\"68ed113\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-abcbff0 e-con-full e-flex e-con e-child\" data-id=\"abcbff0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f035cb0 elementor-widget elementor-widget-text-editor\" data-id=\"f035cb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Comprehensive ERISA compliance and employee benefits support for brokers across the U.S. Navigate 2025 regulatory changes with HBL&#8217;s experienced attorneys serving clients in 40+ states.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ef8c24d e-con-full e-flex e-con e-child\" data-id=\"ef8c24d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a16615 elementor-widget elementor-widget-elementskit-heading\" data-id=\"6a16615\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><a href=\"\/\"><div class=\"ekit-heading--title elementskit-section-title \">Home<\/div><\/a><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9d54623 elementor-widget elementor-widget-elementskit-heading\" data-id=\"9d54623\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><div class=\"ekit-heading--title elementskit-section-title \">\/<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5ccd595 elementor-widget elementor-widget-elementskit-heading\" data-id=\"5ccd595\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4a41c4a e-flex e-con-boxed e-con e-parent\" data-id=\"4a41c4a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f8337a8 e-con-full e-flex e-con e-child\" data-id=\"f8337a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-38d2537 e-con-full e-flex e-con e-child\" data-id=\"38d2537\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1253f7a elementor-widget elementor-widget-image\" data-id=\"1253f7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"720\" height=\"1080\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-young-cheerful-and-friendly-men-and-women-2023-11-27-05-24-48-utc-1.jpg\" class=\"attachment-full size-full wp-image-1278\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-young-cheerful-and-friendly-men-and-women-2023-11-27-05-24-48-utc-1.jpg 720w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-young-cheerful-and-friendly-men-and-women-2023-11-27-05-24-48-utc-1-200x300.jpg 200w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-young-cheerful-and-friendly-men-and-women-2023-11-27-05-24-48-utc-1-683x1024.jpg 683w\" sizes=\"(max-width: 720px) 100vw, 720px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b43040 elementor-widget elementor-widget-image\" data-id=\"2b43040\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc-1024x682.jpg\" class=\"attachment-large size-large wp-image-1263\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc-1024x682.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc-768x511.jpg 768w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc.jpg 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd0e0d0 e-con-full e-flex e-con e-child\" data-id=\"bd0e0d0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d103548 elementor-widget elementor-widget-elementskit-heading\" data-id=\"d103548\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"elementskit-section-subtitle  \">\n\t\t\t\t\t\tBrokers Services at Hall Benefits Law\n\t\t\t\t\t<\/h3><h2 class=\"ekit-heading--title elementskit-section-title \">Brokers Services<\/h2>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Navigating complex ERISA and employee benefits challenges for brokers across the U.S. requires specialized guidance amid 2025 regulatory shifts, such as SECURE 2.0 expansions and DOL enforcement priorities. At Hall Benefits Law (HBL), our attorneys partner with brokers to deliver proactive, risk-mitigating strategies that align benefits programs with client advisory objectives. With clients in 40+ states and offices in California, New York, Pennsylvania, and our headquarters in Georgia, we've helped brokers manage health plan compliance and PBM risks, reducing client exposure to penalties by up to 30% through targeted reviews and training. Whether addressing common queries like \"how brokers ensure HIPAA compliance for health plans\" or adapting to potential ACA changes under the Trump administration, our team offers practical insights with national coverage.<\/span><\/p>\n<p>\u00a0<\/p>\n<p><span style=\"font-weight: 400\">Our approach combines deep ERISA knowledge with brokers-focused collaboration, ensuring compliance while supporting advisory services and client retention. For instance, recent DOL opinions on deferred compensation exemptions underscore the need for precise advice tailored to brokers needs. Contact our experienced brokers counsel today to discuss how we can support your practice. Explore related services on our [<a href=\"https:\/\/fincmo.com\/hbl_staging\/health-welfare-plans\/\">Health &amp; Welfare Plans]<\/a> page.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ebb3e8c e-flex e-con-boxed e-con e-parent\" data-id=\"ebb3e8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-31710c2 e-con-full e-flex e-con e-child\" data-id=\"31710c2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a7d89cf elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-elementskit-heading\" data-id=\"a7d89cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><div class=\"ekit-heading--title elementskit-section-title \">Our Approach to Supporting Brokers<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8498b62 e-con-full e-flex e-con e-child\" data-id=\"8498b62\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-83a8a9e elementor-widget elementor-widget-text-editor\" data-id=\"83a8a9e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">As trusted advisors for brokers, Hall Benefits Law provides results-driven support drawing from extensive ERISA and benefits experience, including handling health plan designs, PBM negotiations, and regulatory adaptations. In 2025, with rising litigation (e.g., 136 ERISA class actions filed last year), our team helps brokers mitigate risks through collaborative strategies that integrate legal, insurance, and financial perspectives. Serving clients in 40+ states with offices in California, New York, Pennsylvania, and our headquarters in Georgia, we&#8217;ve assisted brokers in cybersecurity guidance and cost-reduction strategies, enhancing client plan efficiency.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-941787f e-con-full e-flex e-con e-child\" data-id=\"941787f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ca7ac71 e-con-full e-flex e-con e-child\" data-id=\"ca7ac71\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-20a82cf elementor-widget elementor-widget-image\" data-id=\"20a82cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1080\" height=\"719\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc.jpg\" class=\"attachment-full size-full wp-image-1263\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc.jpg 1080w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc-1024x682.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/group-of-professional-business-people-are-working-2024-07-09-00-56-24-utc-768x511.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da2d0e6 elementor-widget elementor-widget-elementskit-heading\" data-id=\"da2d0e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">Health Plan Compliance<\/h2>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Assisting brokers with HIPAA, COBRA, and ACA mandates, including training and audits to prevent violations.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18e7d7c e-con-full e-flex e-con e-child\" data-id=\"18e7d7c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-745feb6 elementor-widget elementor-widget-image\" data-id=\"745feb6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"577\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-meeting-planning-and-people-manager-with-2023-11-27-05-17-56-utc-1024x738.jpg\" class=\"attachment-large size-large wp-image-1264\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-meeting-planning-and-people-manager-with-2023-11-27-05-17-56-utc-1024x738.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-meeting-planning-and-people-manager-with-2023-11-27-05-17-56-utc-300x216.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-meeting-planning-and-people-manager-with-2023-11-27-05-17-56-utc-768x553.jpg 768w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-meeting-planning-and-people-manager-with-2023-11-27-05-17-56-utc.jpg 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7243963 elementor-widget elementor-widget-elementskit-heading\" data-id=\"7243963\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \"> PBM Contract Reviews<\/h2>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Negotiating and reviewing agreements to address hidden fees and fiduciary risks, tailored for brokers to optimize client costs.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60c3367 e-con-full e-flex e-con e-child\" data-id=\"60c3367\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-01dc630 elementor-widget elementor-widget-image\" data-id=\"01dc630\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/businessmen-are-getting-a-lot-of-dollars-from-thei-2023-11-27-05-01-22-utc-1024x683.jpg\" class=\"attachment-large size-large wp-image-1253\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/businessmen-are-getting-a-lot-of-dollars-from-thei-2023-11-27-05-01-22-utc-1024x683.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/businessmen-are-getting-a-lot-of-dollars-from-thei-2023-11-27-05-01-22-utc-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/businessmen-are-getting-a-lot-of-dollars-from-thei-2023-11-27-05-01-22-utc-768x512.jpg 768w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/businessmen-are-getting-a-lot-of-dollars-from-thei-2023-11-27-05-01-22-utc.jpg 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2485268 elementor-widget elementor-widget-elementskit-heading\" data-id=\"2485268\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">Regulatory Updates<\/h2>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Helping brokers adapt to 2025 changes like MHPAEA parity rules, transparency requirements, and potential ACA shifts.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c980a1 e-con-full e-flex e-con e-child\" data-id=\"5c980a1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8d9bc1b e-con-full e-flex e-con e-child\" data-id=\"8d9bc1b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-65d636d e-con-full e-flex e-con e-child\" data-id=\"65d636d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb40330 elementor-widget elementor-widget-image\" data-id=\"bb40330\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"533\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-team-and-lawyers-discussing-contract-pape-2023-11-27-05-03-22-utc-1-1-1024x682.jpg\" class=\"attachment-large size-large wp-image-1270\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-team-and-lawyers-discussing-contract-pape-2023-11-27-05-03-22-utc-1-1-1024x682.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-team-and-lawyers-discussing-contract-pape-2023-11-27-05-03-22-utc-1-1-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-team-and-lawyers-discussing-contract-pape-2023-11-27-05-03-22-utc-1-1-768x511.jpg 768w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-team-and-lawyers-discussing-contract-pape-2023-11-27-05-03-22-utc-1-1.jpg 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e362147 elementor-widget elementor-widget-elementskit-heading\" data-id=\"e362147\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">Fiduciary Support<\/h2>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Providing guidance on ERISA duties and governance for brokers advising on investment and fee oversight.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aefc71e e-con-full e-flex e-con e-child\" data-id=\"aefc71e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8e85158 elementor-widget elementor-widget-image\" data-id=\"8e85158\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-people-meeting-in-a-business-park-2023-11-27-05-29-12-utc-1024x683.jpg\" class=\"attachment-large size-large wp-image-1252\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-people-meeting-in-a-business-park-2023-11-27-05-29-12-utc-1024x683.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-people-meeting-in-a-business-park-2023-11-27-05-29-12-utc-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-people-meeting-in-a-business-park-2023-11-27-05-29-12-utc-768x512.jpg 768w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/business-people-meeting-in-a-business-park-2023-11-27-05-29-12-utc.jpg 1080w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f7c2e7a elementor-widget elementor-widget-elementskit-heading\" data-id=\"f7c2e7a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper    ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \"> M&amp;A and Transactional Advice<\/h2>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Reviewing benefits in deals, ensuring brokers can advise on integrations and liabilities.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-83e09be e-con-full e-flex e-con e-child\" data-id=\"83e09be\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d146cbb elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"d146cbb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">As Jean Yu notes, &#8220;For brokers, robust protocols in health plans are crucial to protect clients and avoid breaches\u2014our partnerships have streamlined advisory services nationwide.&#8221; We serve brokers across small, mid-sized, and large practices, with national coverage including clients in 40+ states.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aa6b980 e-flex e-con-boxed e-con e-parent\" data-id=\"aa6b980\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d5d8637 e-con-full e-flex e-con e-child\" data-id=\"d5d8637\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4f2b57 elementor-widget__width-inherit elementor-widget elementor-widget-elementskit-heading\" data-id=\"c4f2b57\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><div class=\"ekit-heading--title elementskit-section-title \">Common Challenges and Solutions<\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b3e34e7 e-con-full e-flex e-con e-child\" data-id=\"b3e34e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-806a1e2 e-con-full e-flex e-con e-child\" data-id=\"806a1e2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-c65729e e-con-full e-flex e-con e-child\" data-id=\"c65729e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7f1e1e7 e-con-full e-flex e-con e-child\" data-id=\"7f1e1e7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-fc5c0a8 e-con-full e-flex e-con e-child\" data-id=\"fc5c0a8\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ce94e69 elementor-widget elementor-widget-elementskit-heading\" data-id=\"ce94e69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"elementskit-section-subtitle  \">\n\t\t\t\t\t\tChallenge: \n\t\t\t\t\t<\/h3><h2 class=\"ekit-heading--title elementskit-section-title \">Ensuring client HIPAA and COBRA compliance amid data breaches and notification complexities.<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-811e894 elementor-widget elementor-widget-heading\" data-id=\"811e894\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solution:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a0dfcc elementor-widget elementor-widget-text-editor\" data-id=\"9a0dfcc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">We conduct training and audits, leveraging our Health &amp; Welfare Plans experience to implement secure protocols and prevent fines.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ea4dc87 e-con-full e-flex e-con e-child\" data-id=\"ea4dc87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fa5ca01 e-con-full e-flex e-con e-child\" data-id=\"fa5ca01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bb9103a elementor-widget elementor-widget-elementskit-heading\" data-id=\"bb9103a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"elementskit-section-subtitle  \">\n\t\t\t\t\t\tChallenge: \n\t\t\t\t\t<\/h3><h2 class=\"ekit-heading--title elementskit-section-title \">Managing PBM contract risks and rising drug costs for clients.<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02f0af2 elementor-widget elementor-widget-heading\" data-id=\"02f0af2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solution:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-65b9d5d elementor-widget elementor-widget-text-editor\" data-id=\"65b9d5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Negotiate transparent terms and fiduciary reviews, reducing expenses through alignment with FTC reforms.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-85aa12f e-con-full e-flex e-con e-child\" data-id=\"85aa12f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-196a698 e-con-full e-flex e-con e-child\" data-id=\"196a698\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-1e3c310 e-con-full e-flex e-con e-child\" data-id=\"1e3c310\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5193d8a e-con-full e-flex e-con e-child\" data-id=\"5193d8a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-35e6d19 elementor-widget elementor-widget-elementskit-heading\" data-id=\"35e6d19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"elementskit-section-subtitle  \">\n\t\t\t\t\t\tChallenge: \n\t\t\t\t\t<\/h3><h2 class=\"ekit-heading--title elementskit-section-title \">Adapting to 2025 regulatory changes like mental health parity and transparency rules.<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b58ed36 elementor-widget elementor-widget-heading\" data-id=\"b58ed36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solution:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a27e08e elementor-widget elementor-widget-text-editor\" data-id=\"a27e08e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Provide updates and comparative analyses, helping brokers maintain client compliance without disruptions.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-48ebdf3 e-con-full e-flex e-con e-child\" data-id=\"48ebdf3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-4d84ecc e-con-full e-flex e-con e-child\" data-id=\"4d84ecc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4e893e elementor-widget elementor-widget-elementskit-heading\" data-id=\"f4e893e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"elementskit-section-subtitle  \">\n\t\t\t\t\t\tChallenge: \n\t\t\t\t\t<\/h3><h2 class=\"ekit-heading--title elementskit-section-title \">Supporting clients with ERISA fiduciary duties and cybersecurity in benefits plans.<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1187d6f elementor-widget elementor-widget-heading\" data-id=\"1187d6f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Solution:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6a0e976 elementor-widget elementor-widget-text-editor\" data-id=\"6a0e976\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Offer governance training and monitoring, utilizing DOL guidance to mitigate risks.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5194f4c e-con-full e-flex e-con e-child\" data-id=\"5194f4c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-76b7e80 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"76b7e80\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-90a65cb\" data-id=\"90a65cb\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-5cc0b57 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"5cc0b57\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-5d0f586\" data-id=\"5d0f586\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;none&quot;,&quot;animation_delay&quot;:300}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-eb711ff elementor-widget elementor-widget-heading\" data-id=\"eb711ff\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">FAQs for Brokers\n<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-0c7e175 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"0c7e175\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-69fb6d6169486\">\n\n            \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-0c7e175\">\n                        <a href=\"#collapse-2082e8b69fb6d6169486\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-2082e8b69fb6d6169486\" aria-expanded=\"false\" aria-controls=\"Collapse-2082e8b69fb6d6169486\">\n                            \n                            <span class=\"ekit-accordion-title\">What ERISA compliance support do you offer brokers across the U.S.?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow1\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-2082e8b69fb6d6169486\" class=\" collapse\" aria-labelledby=\"primaryHeading-0-0c7e175\" data-parent=\"#accordion-69fb6d6169486\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">HBL provides tailored guidance on fiduciary duties, reporting, and plan management, helping brokers avoid penalties through proactive measures. With offices in California, New York, Pennsylvania, and headquarters in Georgia, we serve clients in 40+ states.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-0c7e175\">\n                        <a href=\"#collapse-321851669fb6d6169486\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-321851669fb6d6169486\" aria-expanded=\"false\" aria-controls=\"Collapse-321851669fb6d6169486\">\n                            \n                            <span class=\"ekit-accordion-title\">How can brokers ensure HIPAA compliance for client health plans?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow1\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-321851669fb6d6169486\" class=\" collapse\" aria-labelledby=\"primaryHeading-1-0c7e175\" data-parent=\"#accordion-69fb6d6169486\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">By implementing privacy training and audits\u2014our counsel assist with secure data handling to meet federal requirements.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-0c7e175\">\n                        <a href=\"#collapse-22c66e669fb6d6169486\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-22c66e669fb6d6169486\" aria-expanded=\"false\" aria-controls=\"Collapse-22c66e669fb6d6169486\">\n                            \n                            <span class=\"ekit-accordion-title\">What are common COBRA compliance pitfalls for brokers?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow1\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-22c66e669fb6d6169486\" class=\" collapse\" aria-labelledby=\"primaryHeading-2-0c7e175\" data-parent=\"#accordion-69fb6d6169486\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Missing deadlines or improper processes; we guide on disclosures to avoid fines exceeding $110 per day.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-0c7e175\">\n                        <a href=\"#collapse-f66d3ed69fb6d6169486\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-f66d3ed69fb6d6169486\" aria-expanded=\"false\" aria-controls=\"Collapse-f66d3ed69fb6d6169486\">\n                            \n                            <span class=\"ekit-accordion-title\">How do recent DOL cybersecurity updates affect brokers&#039; advisory on health plans?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow1\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-f66d3ed69fb6d6169486\" class=\" collapse\" aria-labelledby=\"primaryHeading-3-0c7e175\" data-parent=\"#accordion-69fb6d6169486\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">They apply to all plans, emphasizing protections; we integrate safeguards against threats.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-0c7e175\">\n                        <a href=\"#collapse-c63156e69fb6d6169486\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-c63156e69fb6d6169486\" aria-expanded=\"false\" aria-controls=\"Collapse-c63156e69fb6d6169486\">\n                            \n                            <span class=\"ekit-accordion-title\">What strategies mitigate risks in PBM contracts for brokers?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow1\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-c63156e69fb6d6169486\" class=\" collapse\" aria-labelledby=\"primaryHeading-4-0c7e175\" data-parent=\"#accordion-69fb6d6169486\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Fiduciary oversight and reviews; we negotiate for transparency and cost control.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-5-0c7e175\">\n                        <a href=\"#collapse-f11d27a69fb6d6169486\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-f11d27a69fb6d6169486\" aria-expanded=\"false\" aria-controls=\"Collapse-f11d27a69fb6d6169486\">\n                            \n                            <span class=\"ekit-accordion-title\">How might ACA changes under Trump impact brokers&#039; clients?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow1\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-f11d27a69fb6d6169486\" class=\" collapse\" aria-labelledby=\"primaryHeading-5-0c7e175\" data-parent=\"#accordion-69fb6d6169486\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Potential mandate adjustments; we provide forward-looking advice on shifts.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card \">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-6-0c7e175\">\n                        <a href=\"#collapse-7602ebd69fb6d6169486\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-7602ebd69fb6d6169486\" aria-expanded=\"false\" aria-controls=\"Collapse-7602ebd69fb6d6169486\">\n                            \n                            <span class=\"ekit-accordion-title\">How to correct health plan errors for brokers&#039; clients?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow1\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-7602ebd69fb6d6169486\" class=\" collapse\" aria-labelledby=\"primaryHeading-6-0c7e175\" data-parent=\"#accordion-69fb6d6169486\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p><span style=\"font-weight: 400\">Use IRS\/DOL programs; our Audits &amp; Corrections team minimizes costs and restores integrity.<\/span><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ece5c4c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ece5c4c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5cd8307\" data-id=\"5cd8307\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-063b376 elementor-widget elementor-widget-heading\" data-id=\"063b376\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Awards &amp; Recognition\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-185cca8 elementor-widget elementor-widget-text-editor\" data-id=\"185cca8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Hall Benefits Law&#8217;s team has earned notable recognition in employee benefits law. The firm is a 2025 Best Law Firms\u00ae recipient. Managing Partner Anne Tyler Hall is recognized for Employee Benefits (ERISA) Law in The Best Lawyers in America\u00ae 2025 edition. Anne Tyler Hall is a past Super Lawyers Rising Star recipient, and the firm is an Inc. 5000 business, recognized as the fastest-growing firm of its kind in the U.S. for nearly a decade.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-d654679\" data-id=\"d654679\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bdc195c elementor-arrows-position-outside elementor-widget elementor-widget-image-carousel\" data-id=\"bdc195c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;slides_to_show&quot;:&quot;3&quot;,&quot;navigation&quot;:&quot;arrows&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:0,&quot;sizes&quot;:[]},&quot;slides_to_show_mobile&quot;:&quot;2&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image-carousel.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-image-carousel-wrapper swiper\" role=\"region\" aria-roledescription=\"carousel\" aria-label=\"Image Carousel\" dir=\"ltr\">\n\t\t\t<div class=\"elementor-image-carousel swiper-wrapper\" aria-live=\"polite\">\n\t\t\t\t\t\t\t\t<div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"1 of 3\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/012c1565-ffa6-407e-aa7d-51c76fea0841-removebg-preview-e1765588559537.png\" alt=\"012c1565-ffa6-407e-aa7d-51c76fea0841-removebg-preview\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"2 of 3\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/1910.i211.034.P.m004.c25.award_medal_realistic_set-03-removebg-preview-e1765588639479.png\" alt=\"1910.i211.034.P.m004.c25.award_medal_realistic_set-03-removebg-preview\" \/><\/figure><\/div><div class=\"swiper-slide\" role=\"group\" aria-roledescription=\"slide\" aria-label=\"3 of 3\"><figure class=\"swiper-slide-inner\"><img decoding=\"async\" class=\"swiper-slide-image\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/6cc3d270-c8c3-48a0-a790-a284966d618e-removebg-preview-e1765588599616.png\" alt=\"6cc3d270-c8c3-48a0-a790-a284966d618e-removebg-preview\" \/><\/figure><\/div>\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 708 171 704 154 692 142 675 129 663 125 646 125Z\"><\/path><\/svg>\t\t\t\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-next\" role=\"button\" tabindex=\"0\">\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-right\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M696 533C708 521 713 504 713 487 713 471 708 454 696 446L400 146C388 133 375 125 354 125 338 125 325 129 313 142 300 154 292 171 292 187 292 204 296 221 308 233L563 492 304 771C292 783 288 800 288 817 288 833 296 850 308 863 321 871 338 875 354 875 371 875 388 867 400 854L696 533Z\"><\/path><\/svg>\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-f89f294 e-flex e-con-boxed e-con e-parent\" data-id=\"f89f294\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-1eca2f04 e-con-full e-flex e-con e-child\" data-id=\"1eca2f04\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-76a1fa79 elementor-widget__width-initial elementor-widget-mobile__width-inherit elementor-widget elementor-widget-elementskit-heading\" data-id=\"76a1fa79\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"elementskit-section-subtitle  \">\n\t\t\t\t\t\tStay Informed\n\t\t\t\t\t<\/h3><div class=\"ekit-heading--title elementskit-section-title \">Insights and Resources<\/div>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Stay ahead with our latest thought leadership on topics pertinent to brokers, such as ERISA updates and compliance strategies<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-71693ae4 e-con-full e-flex e-con e-child\" data-id=\"71693ae4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7487948d e-con-full e-flex e-con e-child\" data-id=\"7487948d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-62a6e60 elementor-arrows-position-inside elementor-widget elementor-widget-loop-carousel\" data-id=\"62a6e60\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;template_id&quot;:&quot;1765&quot;,&quot;_skin&quot;:&quot;post&quot;,&quot;slides_to_show&quot;:&quot;3&quot;,&quot;slides_to_show_tablet&quot;:&quot;2&quot;,&quot;slides_to_show_mobile&quot;:&quot;1&quot;,&quot;slides_to_scroll&quot;:&quot;1&quot;,&quot;edit_handle_selector&quot;:&quot;.elementor-loop-container&quot;,&quot;autoplay&quot;:&quot;yes&quot;,&quot;autoplay_speed&quot;:5000,&quot;pause_on_hover&quot;:&quot;yes&quot;,&quot;pause_on_interaction&quot;:&quot;yes&quot;,&quot;infinite&quot;:&quot;yes&quot;,&quot;speed&quot;:500,&quot;offset_sides&quot;:&quot;none&quot;,&quot;arrows&quot;:&quot;yes&quot;,&quot;image_spacing_custom&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:10,&quot;sizes&quot;:[]},&quot;image_spacing_custom_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;image_spacing_custom_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"loop-carousel.post\">\n\t\t\t\t\t\t\t<div class=\"swiper elementor-loop-container elementor-grid\" role=\"list\" dir=\"ltr\">\n\t\t\t\t<div class=\"swiper-wrapper\" aria-live=\"off\">\n\t\t<style id=\"loop-1765\">.elementor-1765 .elementor-element.elementor-element-4a53227{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--padding-top:20px;--padding-bottom:20px;--padding-left:20px;--padding-right:20px;}.elementor-1765 .elementor-element.elementor-element-4a53227:not(.elementor-motion-effects-element-type-background), .elementor-1765 .elementor-element.elementor-element-4a53227 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-color:var( --e-global-color-6e46f34 );}.elementor-1765 .elementor-element.elementor-element-6dc0ee6 img{filter:brightness( 100% ) contrast( 100% ) saturate( 0% ) blur( 0px ) hue-rotate( 0deg );transition-duration:1s;}.elementor-1765 .elementor-element.elementor-element-6dc0ee6:hover img{filter:brightness( 100% ) contrast( 100% ) saturate( 100% ) blur( 0px ) hue-rotate( 0deg );}.elementor-1765 .elementor-element.elementor-element-2f5f171 .elementor-heading-title{font-family:var( --e-global-typography-b72d95a-font-family ), Sans-serif;font-size:var( --e-global-typography-b72d95a-font-size );font-weight:var( --e-global-typography-b72d95a-font-weight );line-height:var( --e-global-typography-b72d95a-line-height );letter-spacing:var( --e-global-typography-b72d95a-letter-spacing );word-spacing:var( --e-global-typography-b72d95a-word-spacing );color:var( --e-global-color-primary );}.elementor-1765 .elementor-element.elementor-element-2f5f171 .elementor-heading-title a:hover, .elementor-1765 .elementor-element.elementor-element-2f5f171 .elementor-heading-title a:focus{color:var( --e-global-color-secondary );}.elementor-1765 .elementor-element.elementor-element-5700a1b{font-family:var( --e-global-typography-text-font-family ), Sans-serif;font-size:var( --e-global-typography-text-font-size );font-weight:var( --e-global-typography-text-font-weight );line-height:var( --e-global-typography-text-line-height );}.elementor-1765 .elementor-element.elementor-element-3d6c1ea .elementor-button{font-family:var( --e-global-typography-b72d95a-font-family ), Sans-serif;font-size:var( --e-global-typography-b72d95a-font-size );font-weight:var( --e-global-typography-b72d95a-font-weight );line-height:var( --e-global-typography-b72d95a-line-height );letter-spacing:var( --e-global-typography-b72d95a-letter-spacing );word-spacing:var( --e-global-typography-b72d95a-word-spacing );fill:var( --e-global-color-41850fb );color:var( --e-global-color-41850fb );background-color:var( --e-global-color-primary );}.elementor-1765 .elementor-element.elementor-element-3d6c1ea .elementor-button:hover, .elementor-1765 .elementor-element.elementor-element-3d6c1ea .elementor-button:focus{color:var( --e-global-color-41850fb );background-color:var( --e-global-color-secondary );}.elementor-1765 .elementor-element.elementor-element-3d6c1ea .elementor-button:hover svg, .elementor-1765 .elementor-element.elementor-element-3d6c1ea .elementor-button:focus svg{fill:var( --e-global-color-41850fb );}@media(max-width:1024px){.elementor-1765 .elementor-element.elementor-element-2f5f171 .elementor-heading-title{font-size:var( --e-global-typography-b72d95a-font-size );line-height:var( --e-global-typography-b72d95a-line-height );letter-spacing:var( --e-global-typography-b72d95a-letter-spacing );word-spacing:var( --e-global-typography-b72d95a-word-spacing );}.elementor-1765 .elementor-element.elementor-element-5700a1b{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1765 .elementor-element.elementor-element-3d6c1ea .elementor-button{font-size:var( --e-global-typography-b72d95a-font-size );line-height:var( --e-global-typography-b72d95a-line-height );letter-spacing:var( --e-global-typography-b72d95a-letter-spacing );word-spacing:var( --e-global-typography-b72d95a-word-spacing );}}@media(max-width:767px){.elementor-1765 .elementor-element.elementor-element-2f5f171 .elementor-heading-title{font-size:var( --e-global-typography-b72d95a-font-size );line-height:var( --e-global-typography-b72d95a-line-height );letter-spacing:var( --e-global-typography-b72d95a-letter-spacing );word-spacing:var( --e-global-typography-b72d95a-word-spacing );}.elementor-1765 .elementor-element.elementor-element-5700a1b{font-size:var( --e-global-typography-text-font-size );line-height:var( --e-global-typography-text-line-height );}.elementor-1765 .elementor-element.elementor-element-3d6c1ea .elementor-button{font-size:var( --e-global-typography-b72d95a-font-size );line-height:var( --e-global-typography-b72d95a-line-height );letter-spacing:var( --e-global-typography-b72d95a-letter-spacing );word-spacing:var( --e-global-typography-b72d95a-word-spacing );}}<\/style>\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1765\" class=\"elementor elementor-1765 swiper-slide e-loop-item e-loop-item-1667 post-1667 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-health-welfare\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-4a53227 e-flex e-con-boxed e-con e-parent\" data-id=\"4a53227\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dc0ee6 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"6dc0ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/hall-benefits-law-erisa-partners-ranked-by-best-lawyers-in-america-2025-edition\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1080\" height=\"720\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/discussion-at-business-conference-2023-11-27-05-22-08-utc-1-1.jpg\" class=\"attachment-full size-full wp-image-1268\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/discussion-at-business-conference-2023-11-27-05-22-08-utc-1-1.jpg 1080w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/discussion-at-business-conference-2023-11-27-05-22-08-utc-1-1-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/discussion-at-business-conference-2023-11-27-05-22-08-utc-1-1-1024x683.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/10\/discussion-at-business-conference-2023-11-27-05-22-08-utc-1-1-768x512.jpg 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f5f171 blog-title-hbl elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"2f5f171\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/hall-benefits-law-erisa-partners-ranked-by-best-lawyers-in-america-2025-edition\/\">Hall Benefits Law ERISA Partners Ranked by Best Lawyers in America\u00ae 2025 Edition<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5700a1b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5700a1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tATLANTA, Aug. 28, 2024 \/PRNewswire\/ \u2014 National boutique ERISA and executive compensation law firm Hall Benefits Law (HBL),\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d6c1ea elementor-widget elementor-widget-button\" data-id=\"3d6c1ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fincmo.com\/hbl_staging\/hall-benefits-law-erisa-partners-ranked-by-best-lawyers-in-america-2025-edition\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1765\" class=\"elementor elementor-1765 swiper-slide e-loop-item e-loop-item-1664 post-1664 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-health-welfare\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-4a53227 e-flex e-con-boxed e-con e-parent\" data-id=\"4a53227\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dc0ee6 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"6dc0ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/fifth-circuit-bars-private-right-of-action-to-enforce-idr-awards-under-no-surprises-act\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/fifth-circuit-bars-private-right-of-action-to-enforce-idr-awards-under-no-surprises-act.jpg\" class=\"attachment-full size-full wp-image-1665\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/fifth-circuit-bars-private-right-of-action-to-enforce-idr-awards-under-no-surprises-act.jpg 1200w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/fifth-circuit-bars-private-right-of-action-to-enforce-idr-awards-under-no-surprises-act-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/fifth-circuit-bars-private-right-of-action-to-enforce-idr-awards-under-no-surprises-act-1024x683.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/fifth-circuit-bars-private-right-of-action-to-enforce-idr-awards-under-no-surprises-act-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f5f171 blog-title-hbl elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"2f5f171\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/fifth-circuit-bars-private-right-of-action-to-enforce-idr-awards-under-no-surprises-act\/\">Fifth Circuit Bars Private Right of Action to Enforce IDR Awards Under No Surprises Act<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5700a1b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5700a1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tThe U.S. Court of Appeals for the Fifth Circuit has affirmed two decisions of a lower court barring air ambulance\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d6c1ea elementor-widget elementor-widget-button\" data-id=\"3d6c1ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fincmo.com\/hbl_staging\/fifth-circuit-bars-private-right-of-action-to-enforce-idr-awards-under-no-surprises-act\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1765\" class=\"elementor elementor-1765 swiper-slide e-loop-item e-loop-item-1660 post-1660 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-health-welfare\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-4a53227 e-flex e-con-boxed e-con e-parent\" data-id=\"4a53227\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dc0ee6 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"6dc0ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/colgate-palmolive-reaches-332-million-settlement-in-pension-dispute\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/colgate-palmolive-reaches-332-million-settlement-in-pension-dispute.jpg\" class=\"attachment-full size-full wp-image-1662\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/colgate-palmolive-reaches-332-million-settlement-in-pension-dispute.jpg 1200w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/colgate-palmolive-reaches-332-million-settlement-in-pension-dispute-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/colgate-palmolive-reaches-332-million-settlement-in-pension-dispute-1024x683.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/colgate-palmolive-reaches-332-million-settlement-in-pension-dispute-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f5f171 blog-title-hbl elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"2f5f171\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/colgate-palmolive-reaches-332-million-settlement-in-pension-dispute\/\">Colgate-Palmolive Reaches $332 Million Settlement in Pension Dispute<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5700a1b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5700a1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tColgate-Palmolive and its retirees are asking a federal court to approve a $332 million settlement in a class action lawsuit\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d6c1ea elementor-widget elementor-widget-button\" data-id=\"3d6c1ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fincmo.com\/hbl_staging\/colgate-palmolive-reaches-332-million-settlement-in-pension-dispute\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1765\" class=\"elementor elementor-1765 swiper-slide e-loop-item e-loop-item-1657 post-1657 post type-post status-publish format-standard has-post-thumbnail hentry category-articles tag-health-welfare\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-4a53227 e-flex e-con-boxed e-con e-parent\" data-id=\"4a53227\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dc0ee6 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"6dc0ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/4-appellate-arguments-for-benefits-attys-to-watch-in-sept\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"225\" height=\"225\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/images-1.png\" class=\"attachment-full size-full wp-image-2313\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/images-1.png 225w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/images-1-150x150.png 150w\" sizes=\"(max-width: 225px) 100vw, 225px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f5f171 blog-title-hbl elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"2f5f171\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/4-appellate-arguments-for-benefits-attys-to-watch-in-sept\/\">4 Appellate Arguments For Benefits Attys To Watch In Sept.<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5700a1b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5700a1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tLaw360 (August 29, 2025, 4:54 PM EDT) \u2014 Yellow Corp. seeks to revive a $137 million breach dispute against the\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d6c1ea elementor-widget elementor-widget-button\" data-id=\"3d6c1ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fincmo.com\/hbl_staging\/4-appellate-arguments-for-benefits-attys-to-watch-in-sept\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div data-elementor-type=\"loop-item\" data-elementor-id=\"1765\" class=\"elementor elementor-1765 swiper-slide e-loop-item e-loop-item-1651 post-1651 post type-post status-publish format-standard has-post-thumbnail hentry category-uncategorized tag-health-welfare\" data-elementor-post-type=\"elementor_library\" role=\"group\" aria-roledescription=\"slide\" data-custom-edit-handle=\"1\">\n\t\t\t<div class=\"elementor-element elementor-element-4a53227 e-flex e-con-boxed e-con e-parent\" data-id=\"4a53227\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6dc0ee6 elementor-widget elementor-widget-theme-post-featured-image elementor-widget-image\" data-id=\"6dc0ee6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-featured-image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/dol-finds-morgan-stanleys-deferred-compensation-program-exempt-from-erisa\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"800\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/dol-finds-morgan-stanleys-deferred-compensation-program-exempt-from-erisa.jpg\" class=\"attachment-full size-full wp-image-1652\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/dol-finds-morgan-stanleys-deferred-compensation-program-exempt-from-erisa.jpg 1200w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/dol-finds-morgan-stanleys-deferred-compensation-program-exempt-from-erisa-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/dol-finds-morgan-stanleys-deferred-compensation-program-exempt-from-erisa-1024x683.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/dol-finds-morgan-stanleys-deferred-compensation-program-exempt-from-erisa-768x512.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2f5f171 blog-title-hbl elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"2f5f171\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-title.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/dol-finds-morgan-stanleys-deferred-compensation-program-exempt-from-erisa\/\">DOL Finds Morgan Stanley\u2019s Deferred Compensation Program Exempt from ERISA<\/a><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5700a1b elementor-widget elementor-widget-theme-post-excerpt\" data-id=\"5700a1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-post-excerpt.default\">\n\t\t\t\t\tThe U.S. Department of Labor (DOL) has issued Advisory Opinion 2025-03A, in which it resolves a dispute over Morgan Stanley\u2019s\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d6c1ea elementor-widget elementor-widget-button\" data-id=\"3d6c1ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fincmo.com\/hbl_staging\/dol-finds-morgan-stanleys-deferred-compensation-program-exempt-from-erisa\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Read More<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<div class=\"elementor-swiper-button elementor-swiper-button-prev\" role=\"button\" tabindex=\"0\" aria-label=\"Previous\">\n\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-eicon-chevron-left\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M646 125C629 125 613 133 604 142L308 442C296 454 292 471 292 487 292 504 296 521 308 533L604 854C617 867 629 875 646 875 663 875 679 871 692 858 704 846 713 829 713 812 713 796 708 779 692 767L438 487 692 225C700 217 708 204 708 187 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with our latest webinars, white papers, and regulatory updates. For more, visit our <a href=\"https:\/\/fincmo.com\/hbl_staging\/resources\/\">[Insights]<\/a> section.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-41b94a4 e-flex e-con-boxed e-con e-parent\" data-id=\"41b94a4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-129d015 e-con-full e-flex e-con e-child\" data-id=\"129d015\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e345e96 elementor-widget elementor-widget-elementskit-heading\" data-id=\"e345e96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h3 class=\"elementskit-section-subtitle  \">\n\t\t\t\t\t\tMeet the Team\n\t\t\t\t\t<\/h3><div class=\"ekit-heading--title elementskit-section-title \">Our Professional Team<\/div>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Our professionals bring extensive experience supporting brokers. Contact:<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c9f79c7 e-con-full e-flex e-con e-child\" data-id=\"c9f79c7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17ca4a7 e-con-full e-flex e-con e-child\" data-id=\"17ca4a7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-db16942 e-con-full e-flex e-con e-child\" data-id=\"db16942\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-fdf8e79 e-con-full e-flex e-con e-child\" data-id=\"fdf8e79\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-0315bc4 e-con-full e-flex e-con e-child\" data-id=\"0315bc4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-52f8495 elementor-widget elementor-widget-image\" data-id=\"52f8495\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/anne-tyler-hall\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Anna-Taylor-Hall-HBL.jpeg\" class=\"attachment-large size-large wp-image-1924\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Anna-Taylor-Hall-HBL.jpeg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Anna-Taylor-Hall-HBL-300x300.jpeg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Anna-Taylor-Hall-HBL-150x150.jpeg 150w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Anna-Taylor-Hall-HBL-768x768.jpeg 768w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Anna-Taylor-Hall-HBL-700x700.jpeg 700w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-afc819f elementor-widget elementor-widget-elementskit-heading\" data-id=\"afc819f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/anne-tyler-hall\/\"><h2 class=\"ekit-heading--title elementskit-section-title \">Anne Tyler Hall<\/h2><\/a><h3 class=\"ekit-heading--subtitle elementskit-section-subtitle  \">\n\t\t\t\t\t\tManaging Partner\n\t\t\t\t\t<\/h3>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><strong>Contact: (470) 344-6773<\/strong><br \/><span style=\"font-weight: 400\">Specializing in ERISA compliance and employee benefits law, with recognition in Best Lawyers 2025.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-653e413 e-con-full e-flex e-con e-child\" data-id=\"653e413\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b19b52 elementor-widget elementor-widget-image\" data-id=\"5b19b52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/tim-kennedy\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Web-Size_retouchedfinals_TimKennedy045.jpg\" class=\"attachment-large size-large wp-image-2248\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Web-Size_retouchedfinals_TimKennedy045.jpg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Web-Size_retouchedfinals_TimKennedy045-300x200.jpg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Web-Size_retouchedfinals_TimKennedy045-768x512.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec47ffa elementor-widget elementor-widget-elementskit-heading\" data-id=\"ec47ffa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/tim-kennedy\/\"><h2 class=\"ekit-heading--title elementskit-section-title \">Tim Kennedy<\/h2><\/a><h3 class=\"ekit-heading--subtitle elementskit-section-subtitle  \">\n\t\t\t\t\t\tPartner\n\t\t\t\t\t<\/h3>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><strong>Contact: (470) 344-8272<\/strong><br \/><span style=\"font-weight: 400\">Specializes in fiduciary responsibilities and audits.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bbac761 e-con-full e-flex e-con e-child\" data-id=\"bbac761\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1acac69 elementor-widget elementor-widget-image\" data-id=\"1acac69\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/jean-yu\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"812\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/jean-yu-headshot.jpg\" class=\"attachment-large size-large wp-image-2252\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/jean-yu-headshot.jpg 897w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/jean-yu-headshot-295x300.jpg 295w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/jean-yu-headshot-768x780.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e43a768 elementor-widget elementor-widget-elementskit-heading\" data-id=\"e43a768\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/jean-yu\/\"><h2 class=\"ekit-heading--title elementskit-section-title \">Jean Yu<\/h2><\/a><h3 class=\"ekit-heading--subtitle elementskit-section-subtitle  \">\n\t\t\t\t\t\tPartner\n\t\t\t\t\t<\/h3>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><strong>Contact: 470-571-1006<br \/><\/strong><span style=\"font-weight: 400\">Specializes in regulatory compliance and plan design.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2c88e7a e-con-full e-flex e-con e-child\" data-id=\"2c88e7a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-aa15c8c e-con-full e-flex e-con e-child\" data-id=\"aa15c8c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1fbac13 elementor-widget elementor-widget-image\" data-id=\"1fbac13\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/samuel-krause\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/samuel-krause.jpeg\" class=\"attachment-large size-large wp-image-2250\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/samuel-krause.jpeg 1024w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/samuel-krause-300x300.jpeg 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/samuel-krause-150x150.jpeg 150w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/samuel-krause-768x768.jpeg 768w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/samuel-krause-700x700.jpeg 700w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9aa6125 elementor-widget elementor-widget-elementskit-heading\" data-id=\"9aa6125\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/samuel-krause\/\"><h2 class=\"ekit-heading--title elementskit-section-title \">Samuel Krause<\/h2><\/a><h3 class=\"ekit-heading--subtitle elementskit-section-subtitle  \">\n\t\t\t\t\t\tPartner\n\t\t\t\t\t<\/h3>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><strong>Contact: (678) 439-6236<\/strong><br \/><span style=\"font-weight: 400\">Specializes in ERISA disputes and governance.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f27f4ee e-con-full e-flex e-con e-child\" data-id=\"f27f4ee\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c00e675 elementor-widget elementor-widget-image\" data-id=\"c00e675\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/susan-g-curtis\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"533\" height=\"532\" src=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Susan-G-Curtis-HBL.png\" class=\"attachment-large size-large wp-image-1935\" alt=\"\" srcset=\"https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Susan-G-Curtis-HBL.png 533w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Susan-G-Curtis-HBL-300x300.png 300w, https:\/\/fincmo.com\/hbl_staging\/wp-content\/uploads\/2025\/12\/Susan-G-Curtis-HBL-150x150.png 150w\" sizes=\"(max-width: 533px) 100vw, 533px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-af4b413 elementor-widget elementor-widget-elementskit-heading\" data-id=\"af4b413\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><a href=\"https:\/\/fincmo.com\/hbl_staging\/team\/susan-g-curtis\/\"><h2 class=\"ekit-heading--title elementskit-section-title \">Susan G. Curtis<\/h2><\/a><h3 class=\"ekit-heading--subtitle elementskit-section-subtitle  \">\n\t\t\t\t\t\tPartner\n\t\t\t\t\t<\/h3>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Specializes in compliance corrections and updates.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3d2bf5 e-con-full e-flex e-con e-child\" data-id=\"c3d2bf5\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5c58a84b e-flex e-con-boxed e-con e-parent\" data-id=\"5c58a84b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-200a5f88 e-con-full e-flex e-con e-child\" data-id=\"200a5f88\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8f35305 elementor-widget elementor-widget-elementskit-heading\" data-id=\"8f35305\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title \">Ready to optimize your benefits compliance?<\/h2>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><span style=\"font-weight: 400\">Reach out to Hall Benefits Law's team for personalized guidance.<\/span><\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45e3ae96 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"45e3ae96\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/fincmo.com\/hbl_staging\/contact-us\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Contact Us<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Comprehensive ERISA compliance and employee benefits support for brokers across the U.S. Navigate 2025 regulatory changes with HBL&#8217;s experienced attorneys serving clients in 40+ states. Home \/ Brokers Services at Hall Benefits Law Brokers Services Navigating complex ERISA and employee benefits challenges for brokers across the U.S. requires specialized guidance amid 2025 regulatory shifts, such [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2756","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/fincmo.com\/hbl_staging\/wp-json\/wp\/v2\/pages\/2756","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fincmo.com\/hbl_staging\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fincmo.com\/hbl_staging\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fincmo.com\/hbl_staging\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/fincmo.com\/hbl_staging\/wp-json\/wp\/v2\/comments?post=2756"}],"version-history":[{"count":7,"href":"https:\/\/fincmo.com\/hbl_staging\/wp-json\/wp\/v2\/pages\/2756\/revisions"}],"predecessor-version":[{"id":2763,"href":"https:\/\/fincmo.com\/hbl_staging\/wp-json\/wp\/v2\/pages\/2756\/revisions\/2763"}],"wp:attachment":[{"href":"https:\/\/fincmo.com\/hbl_staging\/wp-json\/wp\/v2\/media?parent=2756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}